Annuities through Valentine Insurance CenterPlanning for retirement is one of the biggest challenges facing Americans today. With concerns related to Social Security and the decline in the number of corporate pension plans, you may be shouldering more of the responsibility for your retirement income.Depending on the annuity product, an annuity can be funded either with a lump sum contribution or with a series of contributions over a period of time. Successful investing requires implementing a number of different strategies, including tax benefits and fighting inflation, both of which may be achieved with variable annuities. Fixed annuities are considered to be a more conservative investment option than variable annuities.Funds in fixed annuities grow steadily, income tax deferred and are not subject to downfalls in the stock market. *Variable Annuities: A long-term investment with a rate of return tied to market performance. Future income payments may be fixed or variable. *Fixed Annuities: A long-term income vehicle that quarantees you receive no less than a minimum rate of interest for a pecified period of time. Future income payments are also based on a fixed rate of return. *Immediate Annuities: Income vehicles designed to provide payments within a year of paying premiums. Valentine Insurance Center works as an independent broker representing a wide variety of companies. Let us help you find the right solution for your retirement needs. |